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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,592 | $157,296+49.1% | $141,191+66.2% | $152,897+53.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.68% | 64.34%-41.7pp | 71.41%-48.7pp | 345.43%-322.7pp |
| Employer contribution / active EE | $26,252 | $5,262+398.9% | $4,736+454.3% | $4,764+451.1% |
| Participant deferral / active EE | $17,774 | $7,111+150.0% | $6,710+164.9% | $5,851+203.8% |
| Admin fee / account holder | $1,583 | $12,125-86.9% | $10,264-84.6% | $11,599-86.3% |