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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,589 | $138,076+17.0% | $123,553+30.8% | $135,380+19.4% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -8.05% | 153.70%-161.7pp | 119.21%-127.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $23,019 | $5,152+346.8% | $4,628+397.4% | $4,779+381.7% |
| Participant deferral / active EE | $15,600 | $6,800+129.4% | $6,426+142.8% | $5,609+178.1% |
| Admin fee / account holder | $748 | $10,917-93.1% | $9,284-91.9% | $10,828-93.1% |