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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,343 | $160,070+155.7% | $147,117+178.2% | $145,897+180.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.46% | 98.69%-89.2pp | 420.54%-411.1pp | 552.29%-542.8pp |
| Employer contribution / active EE | $16,960 | $5,285+220.9% | $4,932+243.8% | $4,663+263.7% |
| Participant deferral / active EE | $21,487 | $8,419+155.2% | $8,065+166.4% | $6,689+221.2% |
| Admin fee / account holder | $162,323 | $15,035+979.6% | $12,993+1149.3% | $13,390+1112.2% |