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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,075 | $115,225-74.8% | $100,712-71.1% | $138,895-79.1% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.3%-9.3pp | 79.9%-19.9pp |
| Annual return | 17.51% | 40.35%-22.8pp | 33.27%-15.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $533 | $2,771-80.8% | $2,313-77.0% | $4,194-87.3% |
| Participant deferral / active EE | $1,243 | $4,699-73.5% | $4,085-69.6% | $6,396-80.6% |
| Admin fee / account holder | $114 | $10,844-98.9% | $9,256-98.8% | $12,562-99.1% |