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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,001 | $81,870+132.1% | $119,622+58.8% | $68,486+177.4% |
| Participation rate | 88.9% | 71.9%+17.0pp | 79.3%+9.6pp | 67.9%+21.0pp |
| Annual return | -18.35% | -23.82%+5.5pp | -14.98%-3.4pp | -7.85%-10.5pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,143 | $4,148+120.4% | $5,601+63.3% | $4,028+127.0% |
| Admin fee / account holder | $1,106 | $6,583-83.2% | $10,328-89.3% | $5,404-79.5% |