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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,227 | $109,872-93.4% | $98,483-92.7% | $167,536-95.7% |
| Participation rate | 88.9% | 75.8%+13.1pp | 73.3%+15.5pp | 82.1%+6.8pp |
| Annual return | 25.77% | 1959.31%-1933.5pp | 1494.38%-1468.6pp | 478.82%-453.0pp |
| Employer contribution / active EE | $2,959 | $3,225-8.2% | $2,9610% | $4,839-38.8% |
| Participant deferral / active EE | $2,477 | $4,673-47.0% | $4,276-42.1% | $6,342-60.9% |
| Admin fee / account holder | $469 | $6,757-93.1% | $5,953-92.1% | $12,315-96.2% |