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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,196 | $183,592+10.1% | $155,574+30.0% | $145,877+38.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 28.73% | 61.37%-32.6pp | 64.87%-36.1pp | 551.28%-522.5pp |
| Employer contribution / active EE | $3,026 | $5,317-43.1% | $4,676-35.3% | $4,663-35.1% |
| Participant deferral / active EE | $12,854 | $6,466+98.8% | $5,629+128.3% | $6,691+92.1% |
| Admin fee / account holder | $2,518 | $19,316-87.0% | $15,914-84.2% | $13,402-81.2% |