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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,766 | $175,231-44.8% | $149,696-35.4% | $139,466-30.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 38.31% | 166.77%-128.5pp | 134.46%-96.2pp | 373.66%-335.4pp |
| Employer contribution / active EE | $2,961 | $5,478-46.0% | $4,821-38.6% | $4,754-37.7% |
| Participant deferral / active EE | $10,250 | $6,521+57.2% | $5,682+80.4% | $6,712+52.7% |
| Admin fee / account holder | $1,028 | $16,155-93.6% | $13,212-92.2% | $11,409-91.0% |