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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,493 | $103,387-65.7% | $87,102-59.3% | $152,885-76.8% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.9%+13.1pp | 82.5%+7.5pp |
| Annual return | 112.41% | 28.10%+84.3pp | 28.19%+84.2pp | 345.39%-233.0pp |
| Employer contribution / active EE | $1,317 | $3,221-59.1% | $2,521-47.8% | $4,763-72.4% |
| Participant deferral / active EE | $6,089 | $4,778+27.4% | $4,048+50.4% | $5,851+4.1% |
| Admin fee / account holder | $1,016 | $12,193-91.7% | $7,491-86.4% | $11,598-91.2% |