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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,074 | $108,695-60.4% | $74,722-42.4% | $152,897-71.8% |
| Participation rate | 16.7% | 65.4%-48.7pp | 54.5%-37.8pp | 82.5%-65.8pp |
| Annual return | 19.43% | 114.11%-94.7pp | 753.11%-733.7pp | 345.43%-326.0pp |
| Employer contribution / active EE | $346 | $1,504-77.0% | $1,084-68.1% | $4,764-92.7% |
| Participant deferral / active EE | $3,167 | $2,712+16.8% | $1,963+61.3% | $5,851-45.9% |
| Admin fee / account holder | $733 | $4,906-85.1% | $3,335-78.0% | $11,599-93.7% |