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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,742 | $154,228-90.4% | $145,433-89.9% | $137,256-89.3% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 25.20% | 74.59%-49.4pp | 66.58%-41.4pp | 220.34%-195.1pp |
| Employer contribution / active EE | $3,492 | $4,804-27.3% | $4,554-23.3% | $4,156-16.0% |
| Participant deferral / active EE | $6,622 | $8,216-19.4% | $7,897-16.2% | $6,407+3.4% |
| Admin fee / account holder | $5,068 | $14,344-64.7% | $13,129-61.4% | $12,270-58.7% |