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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,742 | $196,972-92.5% | $182,262-91.9% | $198,609-92.6% |
| Participation rate | 76.9% | 85.7%-8.8pp | 84.2%-7.3pp | 82.4%-5.5pp |
| Annual return | 25.20% | 158.27%-133.1pp | 140.60%-115.4pp | 202.70%-177.5pp |
| Employer contribution / active EE | $3,492 | $5,364-34.9% | $5,046-30.8% | $5,055-30.9% |
| Participant deferral / active EE | $6,622 | $8,643-23.4% | $8,276-20.0% | $6,977-5.1% |
| Admin fee / account holder | $5,068 | $18,429-72.5% | $16,712-69.7% | $19,030-73.4% |