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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,742 | $162,136-90.9% | $152,301-90.3% | $154,746-90.5% |
| Participation rate | 76.9% | 84.1%-7.2pp | 82.4%-5.5pp | 80.7%-3.8pp |
| Annual return | 25.20% | 91.02%-65.8pp | 80.50%-55.3pp | 172.34%-147.1pp |
| Employer contribution / active EE | $3,492 | $4,890-28.6% | $4,624-24.5% | $4,379-20.3% |
| Participant deferral / active EE | $6,622 | $8,341-20.6% | $8,004-17.3% | $6,730-1.6% |
| Admin fee / account holder | $5,068 | $15,759-67.8% | $14,398-64.8% | $14,365-64.7% |