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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,031 | $63,342-76.3% | $92,235-83.7% | $70,131-78.6% |
| Participation rate | 50.0% | 68.7%-18.7pp | 76.5%-26.5pp | 69.5%-19.5pp |
| Annual return | 17.56% | 530.15%-512.6pp | 176.28%-158.7pp | 73.14%-55.6pp |
| Employer contribution / active EE | $1,170 | $2,471-52.6% | $3,679-68.2% | $2,342-50.0% |
| Participant deferral / active EE | $1,935 | $2,854-32.2% | $3,897-50.3% | $3,332-41.9% |
| Admin fee / account holder | $215 | $3,840-94.4% | $5,194-95.9% | $4,645-95.4% |