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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,477 | $138,114-56.9% | $125,391-52.6% | $134,545-55.8% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -10.99% | 750.88%-761.9pp | 572.41%-583.4pp | 418.37%-429.4pp |
| Employer contribution / active EE | $2,491 | $5,246-52.5% | $4,816-48.3% | $4,742-47.5% |
| Participant deferral / active EE | $4,805 | $7,801-38.4% | $7,448-35.5% | $6,401-24.9% |
| Admin fee / account holder | $7,226 | $11,570-37.5% | $10,009-27.8% | $11,431-36.8% |