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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,968 | $176,120-68.2% | $159,487-64.9% | $167,553-66.6% |
| Participation rate | 64.3% | 85.0%-20.7pp | 82.8%-18.5pp | 82.1%-17.8pp |
| Annual return | 15.91% | 331.95%-316.0pp | 263.71%-247.8pp | 478.89%-463.0pp |
| Employer contribution / active EE | $2,525 | $5,299-52.4% | $4,831-47.7% | $4,840-47.8% |
| Participant deferral / active EE | $4,879 | $7,752-37.1% | $7,354-33.7% | $6,343-23.1% |
| Admin fee / account holder | $21 | $12,561-99.8% | $10,804-99.8% | $12,316-99.8% |