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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,348 | $102,663-55.8% | $86,216-47.4% | $139,466-67.5% |
| Participation rate | 17.6% | 74.5%-56.9pp | 69.0%-51.3pp | 80.3%-62.7pp |
| Annual return | 24.30% | 1924.52%-1900.2pp | 1169.42%-1145.1pp | 373.66%-349.4pp |
| Employer contribution / active EE | $686 | $3,035-77.4% | $2,382-71.2% | $4,754-85.6% |
| Participant deferral / active EE | $1,689 | $4,677-63.9% | $3,986-57.6% | $6,712-74.8% |
| Admin fee / account holder | $151 | $8,663-98.3% | $6,853-97.8% | $11,409-98.7% |