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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,606 | $118,877-49.9% | $96,570-38.3% | $167,536-64.4% |
| Participation rate | 10.0% | 75.5%-65.5pp | 69.8%-59.8pp | 82.1%-72.1pp |
| Annual return | 20.44% | 50.50%-30.1pp | 37.79%-17.3pp | 478.82%-458.4pp |
| Employer contribution / active EE | $994 | $3,121-68.1% | $2,357-57.8% | $4,839-79.5% |
| Participant deferral / active EE | $1,589 | $4,617-65.6% | $3,849-58.7% | $6,342-75.0% |
| Admin fee / account holder | $191 | $8,069-97.6% | $6,182-96.9% | $12,315-98.4% |