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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,446 | $112,729-49.9% | $98,716-42.8% | $137,256-58.9% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 22.04% | 38.48%-16.4pp | 31.81%-9.8pp | 220.34%-198.3pp |
| Employer contribution / active EE | $998 | $2,725-63.4% | $2,279-56.2% | $4,156-76.0% |
| Participant deferral / active EE | $2,206 | $4,640-52.4% | $4,048-45.5% | $6,407-65.6% |
| Admin fee / account holder | $208 | $10,129-97.9% | $8,703-97.6% | $12,270-98.3% |