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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,354 | $71,208-2.6% | $93,681-26.0% | $80,911-14.3% |
| Participation rate | 96.8% | 60.4%+36.4pp | 68.7%+28.0pp | 67.6%+29.1pp |
| Annual return | 7.03% | 11.27%-4.2pp | 133.47%-126.4pp | 35.63%-28.6pp |
| Employer contribution / active EE | $1,889 | $1,564+20.8% | $2,422-22.0% | $2,756-31.4% |
| Participant deferral / active EE | $1,968 | $4,035-51.2% | $4,415-55.4% | $4,297-54.2% |
| Admin fee / account holder | $980 | $6,951-85.9% | $8,290-88.2% | $6,935-85.9% |