Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,566 | $26,549-82.8% | $61,399-92.6% | $66,930-93.2% |
| Participation rate | 15.6% | 38.1%-22.5pp | 52.6%-37.0pp | 69.8%-54.2pp |
| Annual return | -18.88% | -16.21%-2.7pp | 338.81%-357.7pp | 1.57%-20.5pp |
| Employer contribution / active EE | $95 | $651-85.4% | $1,159-91.8% | $2,545-96.3% |
| Participant deferral / active EE | $538 | $1,338-59.8% | $2,124-74.7% | $4,238-87.3% |
| Admin fee / account holder | $58 | $409-85.7% | $2,131-97.3% | $593-90.1% |