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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,997 | $57,352-82.6% | $83,831-88.1% | $64,173-84.4% |
| Participation rate | 93.8% | 68.6%+25.1pp | 76.1%+17.6pp | 69.6%+24.2pp |
| Annual return | -8.29% | 11.38%-19.7pp | 850.99%-859.3pp | 7.63%-15.9pp |
| Employer contribution / active EE | $1,307 | $2,546-48.6% | $3,631-64.0% | $2,381-45.1% |
| Participant deferral / active EE | $902 | $2,993-69.8% | $4,082-77.9% | $3,470-74.0% |
| Admin fee / account holder | $558 | $4,046-86.2% | $5,479-89.8% | $4,887-88.6% |