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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,997 | $93,598-26.3% | $135,974-49.3% | $75,173-8.2% |
| Participation rate | 69.4% | 75.2%-5.8pp | 81.9%-12.6pp | 67.2%+2.2pp |
| Annual return | 20.44% | 30.89%-10.5pp | 68.30%-47.9pp | 160.72%-140.3pp |
| Employer contribution / active EE | $2,488 | $3,538-29.7% | $4,859-48.8% | $2,671-6.8% |
| Participant deferral / active EE | $11,762 | $6,405+83.6% | $7,760+51.6% | $4,126+185.1% |
| Admin fee / account holder | $946 | $6,978-86.4% | $10,767-91.2% | $5,651-83.3% |