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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,784 | $96,361-86.7% | $80,607-84.1% | $139,456-90.8% |
| Participation rate | 65.0% | 73.6%-8.6pp | 67.0%-2.0pp | 80.3%-15.3pp |
| Annual return | 23.78% | 1350.95%-1327.2pp | 936.11%-912.3pp | 373.45%-349.7pp |
| Employer contribution / active EE | $0 | $3,262-100.0% | $2,724-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,187 | $5,232-20.0% | $4,448-5.8% | $6,711-37.6% |
| Admin fee / account holder | $745 | $6,601-88.7% | $5,379-86.1% | $11,407-93.5% |