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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,938 | $184,000-72.3% | $162,185-68.6% | $152,909-66.7% |
| Participation rate | 90.5% | 88.5%+2.0pp | 87.6%+2.9pp | 82.5%+8.0pp |
| Annual return | 42.10% | 150.80%-108.7pp | 115.61%-73.5pp | 345.46%-303.4pp |
| Employer contribution / active EE | $5,096 | $6,370-20.0% | $5,613-9.2% | $4,764+7.0% |
| Participant deferral / active EE | $9,104 | $8,033+13.3% | $7,297+24.8% | $5,851+55.6% |
| Admin fee / account holder | $645 | $13,124-95.1% | $10,844-94.1% | $11,601-94.4% |