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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,730 | $160,059-81.4% | $140,019-78.8% | $135,380-78.0% |
| Participation rate | 88.9% | 88.5%+0.4pp | 87.5%+1.4pp | 82.6%+6.2pp |
| Annual return | -7.02% | 911.48%-918.5pp | 651.17%-658.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $5,327 | $6,420-17.0% | $5,605-5.0% | $4,779+11.5% |
| Participant deferral / active EE | $8,958 | $7,641+17.2% | $6,927+29.3% | $5,609+59.7% |
| Admin fee / account holder | $786 | $13,328-94.1% | $10,705-92.7% | $10,828-92.7% |