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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,317 | $172,111-52.2% | $150,298-45.2% | $137,256-40.0% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 14.60% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $4,406 | $4,636-5.0% | $4,154+6.1% | $4,156+6.0% |
| Participant deferral / active EE | $6,556 | $6,166+6.3% | $5,453+20.2% | $6,407+2.3% |
| Admin fee / account holder | $1,378 | $16,471-91.6% | $14,116-90.2% | $12,270-88.8% |