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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,317 | $185,312-55.6% | $161,489-49.0% | $154,746-46.8% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 14.60% | 103.84%-89.2pp | 89.72%-75.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $4,406 | $4,769-7.6% | $4,268+3.2% | $4,379+0.6% |
| Participant deferral / active EE | $6,556 | $6,350+3.2% | $5,630+16.4% | $6,730-2.6% |
| Admin fee / account holder | $1,378 | $18,654-92.6% | $16,006-91.4% | $14,365-90.4% |