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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,308 | $157,296-75.6% | $141,191-72.9% | $152,897-74.9% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 18.27% | 64.34%-46.1pp | 71.41%-53.1pp | 345.43%-327.2pp |
| Employer contribution / active EE | $1,722 | $5,262-67.3% | $4,736-63.6% | $4,764-63.8% |
| Participant deferral / active EE | $4,034 | $7,111-43.3% | $6,710-39.9% | $5,851-31.0% |
| Admin fee / account holder | $20,095 | $12,125+65.7% | $10,264+95.8% | $11,599+73.2% |