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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,517 | $131,835-34.4% | $108,582-20.3% | $273,972-68.4% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.6%-29.6pp | 83.0%-33.0pp |
| Annual return | 362.26% | -91.57%+453.8pp | -51.70%+414.0pp | 41.46%+320.8pp |
| Employer contribution / active EE | $2,310 | $4,913-53.0% | $3,758-38.6% | $4,869-52.6% |
| Participant deferral / active EE | $5,423 | $5,127+5.8% | $4,311+25.8% | $5,287+2.6% |
| Admin fee / account holder | $4,551 | $10,253-55.6% | $7,645-40.5% | $10,133-55.1% |