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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,494 | $93,098-83.4% | $77,081-79.9% | $134,509-88.5% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -26.14% | 62.63%-88.8pp | 42.33%-68.5pp | 418.13%-444.3pp |
| Employer contribution / active EE | $4,038 | $3,419+18.1% | $2,813+43.5% | $4,741-14.8% |
| Participant deferral / active EE | $9,984 | $5,239+90.5% | $4,428+125.5% | $6,400+56.0% |
| Admin fee / account holder | $3,412 | $6,945-50.9% | $5,427-37.1% | $11,427-70.1% |