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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,764 | $185,312-24.6% | $161,489-13.5% | $154,746-9.7% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 15.50% | 103.84%-88.3pp | 89.72%-74.2pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,749 | $4,769-63.3% | $4,268-59.0% | $4,379-60.1% |
| Participant deferral / active EE | $6,823 | $6,350+7.4% | $5,630+21.2% | $6,730+1.4% |
| Admin fee / account holder | $2,586 | $18,654-86.1% | $16,006-83.8% | $14,365-82.0% |