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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,707 | $78,694-85.1% | $67,652-82.7% | $125,389-90.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 5.19% | 9.46%-4.3pp | 6625.40%-6620.2pp | 282.24%-277.1pp |
| Employer contribution / active EE | $11,638 | $3,044+282.4% | $2,266+413.7% | $4,866+139.2% |
| Participant deferral / active EE | $19,254 | $4,292+348.6% | $3,560+440.9% | $5,352+259.8% |
| Admin fee / account holder | $174,518 | $7,403+2257.4% | $4,821+3520.1% | $9,541+1729.2% |