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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $679,905 | $76,608+787.5% | $56,077+1112.4% | $145,877+366.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 22.78% | 3009.59%-2986.8pp | 1709.28%-1686.5pp | 551.28%-528.5pp |
| Employer contribution / active EE | $14,210 | $1,382+928.5% | $1,040+1265.9% | $4,663+204.8% |
| Participant deferral / active EE | $12,800 | $2,624+387.8% | $1,954+555.1% | $6,691+91.3% |
| Admin fee / account holder | $8,469 | $3,325+154.7% | $2,825+199.8% | $13,402-36.8% |