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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,772 | $81,763+552.8% | $58,561+811.5% | $139,466+282.7% |
| Participation rate | 75.0% | 61.3%+13.7pp | 50.9%+24.1pp | 80.3%-5.3pp |
| Annual return | 23.52% | 7427.77%-7404.3pp | 4251.33%-4227.8pp | 373.66%-350.1pp |
| Employer contribution / active EE | $18,594 | $1,398+1229.9% | $1,053+1665.0% | $4,754+291.1% |
| Participant deferral / active EE | $15,202 | $2,555+495.0% | $1,923+690.5% | $6,712+126.5% |
| Admin fee / account holder | $5,023 | $3,273+53.4% | $2,520+99.3% | $11,409-56.0% |