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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,275 | $81,476-17.4% | $102,383-34.3% | $80,925-16.9% |
| Participation rate | 65.7% | 66.8%-1.1pp | 74.5%-8.8pp | 67.7%-1.9pp |
| Annual return | 16.59% | 25.59%-9.0pp | 24.94%-8.3pp | 35.65%-19.1pp |
| Employer contribution / active EE | $1,495 | $3,105-51.8% | $3,870-61.4% | $2,756-45.7% |
| Participant deferral / active EE | $3,097 | $3,871-20.0% | $5,060-38.8% | $4,299-28.0% |
| Admin fee / account holder | $3,149 | $6,717-53.1% | $8,391-62.5% | $6,940-54.6% |