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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,515 | $73,978-29.0% | $96,515-45.6% | $75,173-30.1% |
| Participation rate | 67.7% | 66.4%+1.3pp | 74.3%-6.6pp | 67.2%+0.5pp |
| Annual return | 22.26% | 26.72%-4.5pp | 35.73%-13.5pp | 160.72%-138.5pp |
| Employer contribution / active EE | $1,583 | $2,931-46.0% | $3,740-57.7% | $2,671-40.7% |
| Participant deferral / active EE | $3,878 | $3,660+5.9% | $4,880-20.5% | $4,126-6.0% |
| Admin fee / account holder | $4,656 | $5,219-10.8% | $6,735-30.9% | $5,651-17.6% |