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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,548 | $95,975-85.9% | $74,549-81.8% | $135,379-90.0% |
| Participation rate | 58.8% | 75.7%-16.8pp | 69.1%-10.3pp | 82.6%-23.8pp |
| Annual return | -6.52% | 56.96%-63.5pp | 32.53%-39.1pp | 519.79%-526.3pp |
| Employer contribution / active EE | $643 | $2,716-76.3% | $1,961-67.2% | $4,779-86.5% |
| Participant deferral / active EE | $3,089 | $3,844-19.6% | $3,108-0.6% | $5,609-44.9% |
| Admin fee / account holder | $164 | $6,522-97.5% | $5,059-96.8% | $10,828-98.5% |