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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,349 | $118,869+24.8% | $96,575+53.6% | $167,518-11.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 8.24% | 50.49%-42.3pp | 37.79%-29.5pp | 478.71%-470.5pp |
| Employer contribution / active EE | $10,792 | $3,120+245.9% | $2,357+357.9% | $4,838+123.0% |
| Participant deferral / active EE | $13,000 | $4,616+181.6% | $3,849+237.8% | $6,342+105.0% |
| Admin fee / account holder | $1,317 | $8,067-83.7% | $6,182-78.7% | $12,312-89.3% |