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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,081 | $102,385+55.4% | $147,080+8.2% | $80,935+96.6% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.7%+19.0pp |
| Annual return | 15.35% | 135.09%-119.7pp | 420.17%-404.8pp | 35.66%-20.3pp |
| Employer contribution / active EE | $10,175 | $3,717+173.8% | $4,933+106.2% | $2,757+269.1% |
| Participant deferral / active EE | $12,501 | $6,651+88.0% | $8,066+55.0% | $4,299+190.8% |
| Admin fee / account holder | $2,056 | $7,951-74.1% | $12,989-84.2% | $6,924-70.3% |