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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,917 | $102,422-63.0% | $147,117-74.2% | $80,959-53.2% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 14.66% | 135.16%-120.5pp | 420.54%-405.9pp | 35.67%-21.0pp |
| Employer contribution / active EE | $2,161 | $3,717-41.9% | $4,932-56.2% | $2,757-21.6% |
| Participant deferral / active EE | $3,788 | $6,652-43.1% | $8,065-53.0% | $4,300-11.9% |
| Admin fee / account holder | $782 | $7,953-90.2% | $12,993-94.0% | $6,925-88.7% |