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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,476 | $138,072-72.9% | $123,549-69.7% | $135,382-72.3% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -12.38% | 153.69%-166.1pp | 119.20%-131.6pp | 519.77%-532.2pp |
| Employer contribution / active EE | $2,999 | $5,152-41.8% | $4,628-35.2% | $4,779-37.2% |
| Participant deferral / active EE | $11,044 | $6,799+62.4% | $6,426+71.9% | $5,609+96.9% |
| Admin fee / account holder | $671 | $10,917-93.9% | $9,284-92.8% | $10,829-93.8% |