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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,787 | $185,883+132.3% | $170,043+153.9% | $139,466+209.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 23.49% | 60.54%-37.0pp | 53.40%-29.9pp | 373.66%-350.2pp |
| Employer contribution / active EE | $16,442 | $7,596+116.5% | $6,790+142.2% | $4,754+245.9% |
| Participant deferral / active EE | $13,632 | $11,626+17.3% | $10,410+30.9% | $6,712+103.1% |
| Admin fee / account holder | $482 | $15,393-96.9% | $12,824-96.2% | $11,409-95.8% |