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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,607 | $160,059+26.6% | $140,019+44.7% | $135,380+49.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -8.30% | 911.48%-919.8pp | 651.17%-659.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $11,197 | $6,420+74.4% | $5,605+99.8% | $4,779+134.3% |
| Participant deferral / active EE | $9,183 | $7,641+20.2% | $6,927+32.6% | $5,609+63.7% |
| Admin fee / account holder | $406 | $13,328-97.0% | $10,705-96.2% | $10,828-96.3% |