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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,266 | $95,383-38.9% | $185,837-68.6% | $85,856-32.1% |
| Participation rate | 84.8% | 68.8%+16.0pp | 81.7%+3.1pp | 69.3%+15.5pp |
| Annual return | 14.32% | 23.59%-9.3pp | 122.08%-107.8pp | 318.58%-304.3pp |
| Employer contribution / active EE | $450 | $3,313-86.4% | $5,168-91.3% | $2,565-82.5% |
| Participant deferral / active EE | $5,568 | $3,423+62.6% | $5,5680% | $3,952+40.9% |
| Admin fee / account holder | $7,906 | $7,213+9.6% | $16,241-51.3% | $6,261+26.3% |