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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,593 | $153,769-54.1% | $133,975-47.3% | $273,972-74.2% |
| Participation rate | 52.6% | 88.4%-35.7pp | 87.1%-34.4pp | 83.0%-30.4pp |
| Annual return | 3703.22% | 36.51%+3666.7pp | 29.29%+3673.9pp | 41.46%+3661.8pp |
| Employer contribution / active EE | $1,609 | $6,029-73.3% | $5,211-69.1% | $4,869-67.0% |
| Participant deferral / active EE | $4,213 | $6,958-39.5% | $6,282-32.9% | $5,287-20.3% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |