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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,198 | $148,582-59.5% | $135,942-55.7% | $139,456-56.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 24.17% | 79.26%-55.1pp | 68.28%-44.1pp | 373.45%-349.3pp |
| Employer contribution / active EE | $8,164 | $5,245+55.7% | $4,858+68.1% | $4,753+71.8% |
| Participant deferral / active EE | $11,196 | $8,101+38.2% | $7,759+44.3% | $6,711+66.8% |
| Admin fee / account holder | $2,026 | $12,402-83.7% | $10,764-81.2% | $11,407-82.2% |