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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,198 | $148,623-59.5% | $135,974-55.7% | $139,466-56.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 24.17% | 79.30%-55.1pp | 68.30%-44.1pp | 373.66%-349.5pp |
| Employer contribution / active EE | $8,164 | $5,246+55.6% | $4,859+68.0% | $4,754+71.7% |
| Participant deferral / active EE | $11,196 | $8,103+38.2% | $7,760+44.3% | $6,712+66.8% |
| Admin fee / account holder | $2,026 | $12,406-83.7% | $10,767-81.2% | $11,409-82.2% |