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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,306 | $160,059+93.2% | $140,019+120.9% | $135,382+128.5% |
| Participation rate | 94.1% | 88.5%+5.6pp | 87.5%+6.6pp | 82.6%+11.5pp |
| Annual return | -5.78% | 911.44%-917.2pp | 651.15%-656.9pp | 519.77%-525.5pp |
| Employer contribution / active EE | $7,090 | $6,420+10.4% | $5,605+26.5% | $4,779+48.4% |
| Participant deferral / active EE | $11,778 | $7,641+54.1% | $6,927+70.0% | $5,609+110.0% |
| Admin fee / account holder | $957 | $13,328-92.8% | $10,705-91.1% | $10,829-91.2% |