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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,083 | $213,785-16.2% | $185,441-3.4% | $155,188+15.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 14.47% | 19.97%-5.5pp | 20.16%-5.7pp | 148.84%-134.4pp |
| Employer contribution / active EE | $3,063 | $5,393-43.2% | $4,672-34.4% | $4,248-27.9% |
| Participant deferral / active EE | $10,120 | $6,864+47.4% | $6,152+64.5% | $6,531+54.9% |
| Admin fee / account holder | $1,547 | $21,134-92.7% | $17,890-91.4% | $14,480-89.3% |