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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,202 | $166,242-10.9% | $165,071-10.2% | $145,884+1.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.31% | 100.44%-91.1pp | 70.17%-60.9pp | 551.85%-542.5pp |
| Employer contribution / active EE | $3,007 | $5,283-43.1% | $4,347-30.8% | $4,662-35.5% |
| Participant deferral / active EE | $8,760 | $6,964+25.8% | $6,035+45.2% | $6,690+30.9% |
| Admin fee / account holder | $1,398 | $16,658-91.6% | $12,695-89.0% | $13,392-89.6% |