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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,416 | $156,398-71.0% | $147,318-69.2% | $138,895-67.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.80% | 78.75%-54.9pp | 70.43%-46.6pp | 145.39%-121.6pp |
| Employer contribution / active EE | $4,528 | $4,853-6.7% | $4,593-1.4% | $4,194+8.0% |
| Participant deferral / active EE | $6,891 | $8,237-16.3% | $7,906-12.8% | $6,396+7.7% |
| Admin fee / account holder | $1,231 | $14,976-91.8% | $13,708-91.0% | $12,562-90.2% |