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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,035 | $72,269-57.1% | $101,271-69.4% | $79,852-61.1% |
| Participation rate | 83.7% | 68.5%+15.3pp | 75.8%+7.9pp | 69.6%+14.1pp |
| Annual return | 17.98% | 22.29%-4.3pp | 46.48%-28.5pp | 31.72%-13.7pp |
| Employer contribution / active EE | $1,209 | $2,692-55.1% | $3,660-67.0% | $2,471-51.1% |
| Participant deferral / active EE | $2,508 | $3,282-23.6% | $4,371-42.6% | $3,740-32.9% |
| Admin fee / account holder | $2,711 | $4,401-38.4% | $5,948-54.4% | $5,306-48.9% |