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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,131 | $37,156-64.7% | $83,854-84.3% | $86,983-84.9% |
| Participation rate | 54.7% | 49.1%+5.7pp | 59.1%-4.4pp | 69.5%-14.8pp |
| Annual return | 41.77% | 29.88%+11.9pp | 31.39%+10.4pp | 25.83%+15.9pp |
| Employer contribution / active EE | $0 | $661-100.0% | $1,017-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $316 | $1,418-77.7% | $2,035-84.5% | $4,194-92.5% |
| Admin fee / account holder | $1 | $2,510-99.9% | $3,197-100.0% | $7,856-100.0% |